Travel Insurance Better To Be Safe Than Sorry
The term “Travel Insurance” often evokes thoughts such as “Why would I need it?”, “It’s a waste of money”, or “I’m healthy, so why should I buy it?” However, the reality is that problems can arise unexpectedly, without prior warning or invitations. In fact, travel insurance is as essential as the trip itself. It’s not just about medical protection; it encompasses much more. Travel insurance ensures you can enjoy your holiday without worrying about issues like flight delays or cancellations, lost baggage, lost passports, natural disasters that may force you to return home prematurely, medical emergencies, or misplaced travel tickets—all of which are covered. The cost is typically only around 5 to 6 percent of your airfare, just a few dollars.
Travel insurance acts as a lifesaver during travel emergencies. Take my friend Maria, for instance. While exploring the majestic mountains in Japan, she badly fractured her leg. She required immediate medical treatment, which could have been extremely costly. Fortunately, she had travel insurance, saving her from a substantial financial loss. Without it, her trip would have turned into a nightmare. Why take such big risks for just a few dollars?
Whether you are traveling domestically or internationally, travel insurance is undeniably important and beneficial. Over the years, travelers worldwide have become increasingly aware of the importance of buying travel insurance. In some developed nations like Japan, nearly every traveler purchases it.
Here are some key benefits of travel insurance:
Medical Treatments and Evacuation
In the event of a medical emergency, you might face thousands of dollars in hospital costs, especially in countries like the USA. Emergency transport home for treatment (medical evacuation) can be exorbitantly expensive. Depending on your travel insurance coverage, you can save a significant amount during such emergencies.
Trip Cancellation
Travel insurance covers some of the costs if you suddenly have to cancel your trip for unavoidable reasons or if there is an unexpected delay.
Lost Baggage and Personal Belongings
Good travel insurance allows you to claim compensation for lost or delayed baggage, lost or damaged expensive personal belongings, and valuables like passports.
Emergency Assistance
Travel insurance provides 24/7 phone support while traveling overseas, which can be invaluable if you encounter trouble abroad.
Death or Grave Injury
Some travel insurance policies also cover death and serious injuries. In such unfortunate events, medical costs and evacuation can be extremely high, making it wise to be well-prepared.
Before deciding against purchasing travel insurance, give it a second thought! Consider the benefits and the potential consequences of not having it. An emergency without travel insurance can cost you thousands of dollars, which is no laughing matter.
Let’s travel safely, without any worries, and fully prepared to handle any emergency without going bankrupt. Let’s enjoy our travels to the fullest with travel insurance.
Finding a credible travel company that offers comprehensive travel insurance with valuable coverage and benefits is easy. iTravel is one of the leading travel companies in the world, committed to redefining your travel experience. For inquiries, reach out to us at contact@itravels.co.nz or by phone at +64 22 3456 360. Our dedicated team is available to assist you with all your travel needs, ensuring a smooth and unforgettable journey from start to finish. Contact iTravel now and let us turn your travel dreams into reality.